Planning, services for financial and investment planning, banking, insurance, and business financial management.

Analyze financial information and prepare financial reports to determine or maintain record of assets, liabilities, profit and loss, tax liability, or other financial activities within an organization.

Accountants and Auditors

Accountants

Examine and analyze accounting records to determine the financial status of an organization, and provide strategies and management advice to achieve optimal organizational productivity.

Auditing Consultants

Administer bankruptcy case files and all related assets. Investigate legal documentation for fraud possibilities and manage the money received from the sale of non-exempt property and distribute it to owed creditors.

Bankruptcy Trustees

Analyze financial information and prepare financial reports for internal information. May also perform management duties and actively contribute to financial, operation, and strategic plans. May also summarize financial statements for external parties such as stakeholders, governments agencies, and potential investors.

Financial Accountants

Examine and analyze accounting records to determine financial status of establishment and prepare financial reports concerning operating procedures.

Financial Auditors

Accounting

Locate and notify customers of delinquent accounts by mail, telephone, or personal visit to solicit payment. Duties include receiving payment and posting amount to customer's account, preparing statements to credit department if customer fails to respond, initiating repossession proceedings or service disconnection, and keeping records of collection and status of accounts.

Bill and Account Collectors

Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.

Credit Analysts

Authorize credit charges against customers' accounts.

Credit Authorizers, Checkers, and Clerks

Credit Authorizers

Investigate history and credit standing of individuals or business establishments applying for credit. Telephone or write to credit departments of business and service establishments to obtain information about applicant's credit standing.

Credit Checkers

Interview loan applicants to elicit information; investigate applicants' backgrounds and verify references; prepare loan request papers; and forward findings, reports, and documents to appraisal department. Review loan papers to ensure completeness, and complete transactions between loan establishment, borrowers, and sellers upon approval of loan.

Loan Interviewers and Clerks

Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and payment methods. Includes mortgage loan officers and agents, collection analysts, loan servicing officers, loan underwriters, and payday loan officers.

Loan Officers

Receive and pay out money. Keep records of money and negotiable instruments involved in a financial institution's various transactions.

Tellers

Banking Services

Manage accounting staff and the accounting activities within the appropriate time frame and budget. Responsible for all accounting activities relating to financial reporting. Develop and maintain accounting principles and procedures to ensure timely and accurate financial statements issued.

Financial Managers

Accounting Managers

Manage a team of actuaries to analyze statistical data and construct probability tables to forecast risk and liability for the payment of future benefits. May ascertain insurance rates required and cash reserves necessary to ensure payment of future benefits.

Actuarial Managers

Manage a team of asset management consultants. Develop organisational strategies and advise management practices to ensure optimal management of its assets, asset systems, their associated performance, risks and expenditure over their life cycles.

Asset Management Consulting Managers

Provide expert consulting services for company audits. Provide leadership and develop the internal audit processes and frameworks in accordance with regulations and frameworks. Analyse processes and implement solutions.

Auditing Consulting Managers

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

Budget Analysts

Design and implement effective budgeting policies and procedures, analyze financial information, and forecast future budget needs. Ensure that all operations are within budget, and review budget requests.

Budget and Planning Managers

Provide advice to clients on financial models, forecasts, projections, and budgets to determine an estimate of their company's economic value.

Financial and Investment Analysts

Business Valuation Consultants

Manage and direct a business valuation consulting team. Liaise with clients to provide support and resolutions and maintain relationships. Provide advice to clients on financial models, forecasts, projections, and budgets to determine an estimate of their company's economic value.

Business Valuation Consulting Managers

Oversee the company's fiscal activity including financial growth, health, and stability. Coordinate all financial activity within an organization including planning, risk management, analysis, and financial reporting.

Treasurers and Controllers

Chief Financial Officers

Provide leadership and ensure the company meets its legal reporting requirements with respect to national and state tax laws. Develop and implement vision, goals, and strategies, establish action plans to achieve goals, ensure compliance, and perform research on complex federal and partnership tax matters.

Corporate Tax and Compliance Managers

Manage a team of credit analysts to analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare and review reports with credit information to make credit decisions.

Credit Managers

Direct, develop and manage the debt advisory team. Create project plans, oversee projects, set deliverables, expectations and timelines to meet client needs and ensure client satisfaction is achieved. Identify opportunities, create and deliver strategies for debt management/collection solutions.

Debt Advisory Consulting Managers

Report, analyze, and communicate financial results. Manage and analyze the financial performance and key metrics of the business, as well as providing insights and understanding of its drivers to advise the business on business results, projects, and strategic direction. Foster strong relationships by partnering with various business teams.

Finance Business Partners

Track the financial performance of public or private institutions against a plan, analyze business performance and market conditions to create forecasts, and help management make tactical and strategic decisions by providing periodic reports.

Financial Analysts

Direct and coordinate financial activities of workers in a branch, office, or region of an establishment, such as branch bank, brokerage firm, or regional office.

Financial Managers, Branch or Regional

Direct and coordinate financial activities of workers in a department. Duties may include reviewing financial reports, monitoring accounts, and preparing financial forecasts. May also investigate ways to improve profitability and analyse markets for business opportunities.

Financial Managers, Department

Advise on and manage the threat of strategic business risks, such as class action lawsuits, fraud, corruption, and money laundering.

Forensic Risk Consultants

Direct, develop and deliver a strategic risk management vision and direction.  Lead and manage the Forensic Risk team to deliver risk management solutions that meet the needs of clients. Work with managers to ensure delivery against agreed priorities. Implement processes to monitor, manage and provide progress on all risk management activities.

Forensic Risk Consulting Managers

Manage all processes and teams associated with areas including general fraud management, fraud detection, fraud investigations, fraud prevention, and credit card fraud detection, prevention and investigation.

Fraud Managers

Advise clients on where to spend, what to spend, and how to make future projects more productive. Undertake strategic, financial, and commercial analysis in a wide range of sectors including infrastructure projects such as highways, rails, transport, ports, and tunnels.

Infrastructure Consultants

Lead, shape and drive the workplace solutioning and establishment of complex projects. Be the primary point of contact for Project and Program managers requiring the establishment of infrastructure. Lead and direct a group of Infrastructure Consultants. Manage risk and ensure all policy and compliance are adhered to.

Infrastructure Consulting Managers

Manage a team to ensure insurance claims are handled properly and efficiently. Deal with more complex customer complains and assist with fraudulent cases.

Insurance Claims Managers

Research global investments and make recommendations to fund managers. May specialize in fields such as retail, infrastructure, energy, banking, or financial services. Focus on financial and economical information such as the political and economic developments that can impact financial markets, assess the financial performance of the target companies, and use the interpretation of data from different sources to understand how it affects investment decision-making.

Investment Analysts

Manage investment bankers, develop and maintain relationships with clients and prospective clients and advise them on investment opportunities.

Investment Banking Managers

Manage communications or negotiations between corporate issuers of securities and clients regarding private equity investments. Underwrite the issuance of securities to provide capital for client growth. Negotiate and structure the terms of mergers or acquisitions.

Investment Underwriters

Manage a team of loan officers to support the evaluation, authorization, and approval of loans.

Loan Managers

Oversee the execution of transactions for the purchase, sale, merger or takeover of companies. Negotiate and complete the deal on the client's behalf, working closely with lawyers and accountants. Conduct operational and legal risk assessments of a company, assess comparable companies in the market and assist with post-merger integration.

Merger and Acquisition Specialists

Provide tailored advice based on each customer's individual goals and needs. Improve efficiency and achieve growth by purchasing, selling, combining, or restructuring organizations. Focus on the consolidation of assets and companies.

Mergers and Acquisitions Consultants

Collaborate with Mergers and Acquisitions team to execute on client engagements. Utilise research and analytical skills to identify and articulate client needs, issues, key risks to provide client management teams with clear recommendations. Identify, investigate and pursue business development opportunities to generate future opportunities. Prepare financial models and completion of financial analysis. Support the day-to-day responsibility of execution on transactions, including interaction with clients, financiers and legal advisers.

Mergers and Acquisitions Consulting Managers

Analyse production prices, market trends and competitors in order to establish the right price, taking brand and marketing concepts into consideration.

Pricing Analysts

Develop, implement, and manage pricing strategies for an organization's products or services.

Pricing Managers

Provide clients with consulting services on program planning and design, performance monitoring and reporting, program evaluation, evaluation capability development, mentoring and coaching, program governance, assurance and compliance, post-implementation reviews, and risk management.

Program Evaluation and Assurance Consultants

Lead and direct and develop a team of consultants. Work with executive staff to ensure delivery of risk management strategies against agreed priorities. Assist with program planning and design, performance monitoring and reporting, program evaluation, evaluation capability development, mentoring & coaching, program governance, assurance & compliance, post-implementation reviews and risk management.

Program Evaluation and Assurance Consulting Managers

Advise clients on restructuring and insolvency issues including unsecured insolvency engagements such as voluntary administrations, liquidations, and bankruptcies. Develop insights that assist clients in making better decisions to protect and recover value. Plan, monitor, and execute corporate insolvency engagements.

Restructuring Consultants

Lead a team of restructuring consultants and deliver restructuring engagements for a range of clients. Conduct quantitative and qualitative analysis, analyse financial underperformance and related services.

Restructuring Consulting Managers

Advise clients on risk management strategies, implementation, independent assessment, control mitigation evaluation, and assurance to help them navigate the challenges, changes, and opportunities affecting their business.

Financial Risk Specialists

Risk Assurance and Advisory Consultants

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

Risk Management Specialists

Collaborate with clients throughout the year to ensure client tax liability is minimized. Perform research and communicate findings including changes in tax laws that create opportunities for new tax strategies.

Tax Advisory Consultants

Manage and direct a tax advisory team. Responsible for a company's tax compliance, tax planning and accounting for income taxes. Responsible for completion of federal, international and state income tax returns including all related analysis and support. Work with financial management within a company and third party service providers.

Tax Advisory Consulting Managers

Prepare tax returns for individuals or small businesses.

Tax Preparers

Assist clients to achieve their strategic goals. Analyze financial and operational results of the company's targets by reviewing accounting records and conducting interviews. Prepare and evaluate financial information to assess trends and fluctuations that may impact cash flow requirements and deal valuation. Identify issues for purchase, deal structuring, or deal termination.

Transaction Services Consultants

Manage a team of transaction services consultants. Analyse client financial information to assess trends and fluctuations that may impact the client's cash flow requirements and deal valuation. May analyze financial and operational results by reviewing accounting records and conducting management interviews.

Transaction Services Consulting Managers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

Business Finance

Analyze statistical data, such as mortality, accident, sickness, disability, and retirement rates and construct probability tables to forecast risk and liability for payment of future benefits. May ascertain insurance rates required and cash reserves necessary to ensure payment of future benefits.

Actuaries

Appraise automobile or other vehicle damage to determine repair costs for insurance claim settlement. Prepare insurance forms to indicate repair cost or cost estimates and recommendations. May seek agreement with automotive repair shop on repair costs.

Insurance Appraisers, Auto Damage

Auto Damage Insurance Appraisers

Investigate, analyze, and determine the extent of insurance company's liability concerning personal, casualty, or property loss or damages, and attempt to effect settlement with claimants. Correspond with or interview medical specialists, agents, witnesses, or claimants to compile information. Calculate benefit payments and approve payment of claims within a certain monetary limit.

Claims Adjusters, Examiners, and Investigators

Insurance Adjusters, Examiners, and Investigators

Process new insurance policies, modifications to existing policies, and claims forms. Obtain information from policyholders to verify the accuracy and completeness of information on claims forms, applications and related documents, and company records. Update existing policies and company records to reflect changes requested by policyholders and insurance company representatives.

Insurance Claims and Policy Processing Clerks

Process applications for, changes to, reinstatement of, and cancellation of insurance policies. Duties include reviewing insurance applications to ensure that all questions have been answered, compiling data on insurance policy changes, changing policy records to conform to insured party's specifications, compiling data on lapsed insurance policies to determine automatic reinstatement according to company policies, canceling insurance policies as requested by agents, and verifying the accuracy of insurance company records.

Insurance Policy Processing Clerks

Prepare reports for insurance underwriters. Undertake surveys to determine the potential financial risk for personal products, properties, or sites.

Insurance Underwriters

Insurance Risk Consultants

Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.

Insurance Sales Agents

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

Review settled insurance claims to determine that payments and settlements have been made in accordance with company practices and procedures. Report overpayments, underpayments, and other irregularities. Confer with legal counsel on claims requiring litigation.

Property and Casualty Insurance Claims Examiners

Insurance

Provide advice and expertize to organizations for the optimal and sustainable management of its assets, asset systems, and associated performance, risks, and expenditures.

Personal Financial Advisors

Asset Management Consultants

Buy or sell energy products on the behalf of residential or commercial customers or utilities. Negotiate and oversee contracts for energy sales.

Securities, Commodities, and Financial Services Sales Agents

Energy Brokers

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

Financial Advisors

Develop quantitative techniques to inform securities investing, equities investing, pricing, or valuation of financial instruments. Develop mathematical or statistical models for risk management, asset optimization, pricing, or relative value analysis.

Financial Quantitative Analysts

Buy and sell foreign currencies in order to secure a profit on fluctuations in foreign exchange rates. Undertake technical analysis of economic information (market liquidity and volatility) to predict the future rates of currencies on the foreign exchange market. Build quantitative models to exploit trading patterns over varying time frames.

Foreign Exchange Traders

Obtain evidence, take statements, produce reports, and testify to findings regarding resolution of fraud allegations. May coordinate fraud detection and prevention activities.

Fraud Examiners, Investigators and Analysts

Offer strategic advice on financial services to companies and other institutions. Ensure that legal regulations are being followed by their clients in their efforts of raising any capital. Provide technical expertise and information on mergers and acquisitions, bonds and shares, privatisations and reorganisation, raising capital and security underwriting, including equity and debt markets.

Investment Bankers

Sell financial services, such as loan, tax, and securities counseling to customers of financial institutions and business establishments.

Sales Agents, Financial Services

Buy and sell securities in investment and trading firms and develop and implement financial plans for individuals, businesses, and organizations.

Sales Agents, Securities and Commodities

Buy and sell securities and commodities to transfer debt, capital, or risk. Establish and negotiate unit prices and terms of sale.

Securities and Commodities Traders

Track client trade status and coordinate with settlement counterparties to ensure timely and accurate settlement of client's transactions. Answer client queries, discuss market fluctuations, or resolve client account issues.

Brokerage Clerks

Settlements Officers

Securities & Investments

There are about 490,000 establishments in the U.S. finance and insurance sector with a combined annual revenue of about $4.5 trillion.

Large economic impact

This sector employs more than 6.3 million people.

Employment numbers

New York City is the primary U.S. financial hub, but in this global industry, workers might be involved in hubs around the world, such as London, Tokyo, and Zurich.

Global opportunities

Most finance and insurance occupations are growing, including accountants and auditors, insurance sales agents, and loan officers.

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Accounting

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Accountants

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Accounting

Related occupations

Accountants

Auditing Consultants

Bankruptcy Trustees

Financial Accountants

Financial Auditors

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